WORK WITH ME

For Buyers

Ready to buy?

The Homebuying Journey...

Whether this will be your first home or you’ve moved up many times, the decision to buy a home is always an exciting one. There are lots of steps in the process, that need to be taken carefully and in the right order to ensure success. I am here to guide you every step of the way. My network of professional contacts includes amazing loan officers, home inspectors, escrow officers and repair contractors; so, when you need help outside of my area of expertise, I’ve got a pro for that! 

Here’s what they had to say…

“She was great with finding us houses that fit the criteria of what and where we wanted. She was always super quick in replying and answering any questions we had. We knew she had our best interests in mind when negotiating and working with sellers…she’s wonderful and we were lucky to work with her!!”

– Buyers in Henderson

Is Buying a Home the 

Right Move for You?

If you want to buy, but you just don’t know if now is the right time; or you’re just not sure what you should do next; this book is for you! Click the cover image to view your free Homebuyer Guide! And be sure to call me at 702-326-9703 with all your buying or selling questions!

how it works

THE buying PROCESS

01
Pre-Approval

Meet with a lender (I know some great ones!) to determine your budget and loan program. The lender will provide you with a pre-approval letter, so you can start your home search!

02
Search and showings

I will set up an online search with your criteria, so you are notified immediately when home matches hit the market. Let me know what you like and I'll schedule the showings. Finally, the fun part! Off we go to find your new "Home, Sweet Home."

03
Offer & negotiation

Once you've found a home you love, I will research comparable properties to determine the market value of the home. Now we can discuss and submit your offer. In addition to price, there are many items up for negotiation, such as home warranty, closing costs, or even a seller-paid rate buydown on your loan.

04
Escrow

Congratulations on making it to contract! Now, it's time to open escrow, notify your lender of the contract, and wire your earnest money deposit to escrow (NEVER send a wire without checking with me first!). 

05
Inspections

I will closely monitor your contingency deadlines, to keep you and your earnest money safe. One of the first deadlines to expire will be the inspection contingency, so we need to schedule inspections asap. If the inspector finds items in need of repair, we can negotiate with the seller for repairs or a credit at closing. 

06
Financing

There will also be deadlines for your loan. Your lender will order the appraisal and you will need to pay for this upfront. You also need to decide on a company for Homeowners Insurance. As we near your closing date, your lender will issue the "Clear to Close", meaning your loan is fully approved and they are ready for you to sign closing documents!

07
closing

We will perform your Final Walkthrough and sign closing documents in the few days before closing. Once documents are signed, escrow submits to your lender for review and funding. You will need to wire your closing funds to escrow, as well. Once all funds are in and closing day has arrived, your file is released to the county for recording. As soon as the sale records, I'll meet you with the keys to your new home. Now,  let's celebrate!

5 Ways To Negotiate Better When Buying in Happyville, USA

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In case you’re still wondering…

What makes working with me different?

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Have Questions About Buying?

I have answers! Here are just a few...

You’ve probably heard that interest rates have gone up, which unfortunately means higher mortgage payments for new buyers. However, it also means less competition in the marketplace for the home you want. The super low rates of the Covid years created a wild Seller’s Market. Buyers were forced into bidding wars, paying way over the appraised value and even giving up their right to a home inspection; just so they could get into a home. While today’s interest rates are certainly less than ideal, at least it gives you an opportunity to get into the home you want. If you can qualify for a loan and you will be staying in the home long enough to make it financially worthwhile, buying is still the best choice. If rates do go down in the future, you can always refinance!

The answer really depends on your lifestyle. Do you have time on your hands to maintain a yard and the exterior of your home? If you don’t, a condo might be a better fit. However, keep in mind that even though a condo might be less money up front to buy, your monthly HOA fees will be significantly higher.

If you’ve never owned a home before, you may not be familiar with the term “HOA”. It stands for Home Owner Association and most newer homes in the Las Vegas valley do have one. HOA’s are all different; they have different management companies and different board members calling the shots. However, their purpose is the same everywhere you go: to protect neighborhood property values. You will get a copy of the HOA rules and regulations, budget and other information after you go to contract on a home. Once you receive the package, you have 5 calendar days to review it. If you don’t like what you see, you can cancel and your earnest deposit will be refunded to in full. If you are more concerned with having the right to do anything you’d like with the appearance of your property, you may prefer to search only for homes that are not located in an HOA, as HOA’s can be very strict and limiting in this regard.

This depends on how you plan to pay. If you are financing through a lender, you can typically expect a 30 day period from contract acceptance to closing. That said, I do work with some lenders that can cut a week or more off that time frame, under the right circumstances. If you’re financing with a downpayment assistance program, you will probably be looking at closer to 45 days or possibly longer, depending on the program. 

Probably not as much as you think. If you are using a traditional conventional loan, you can put down as little as 3% of the purchase price. An FHA loan requires 3.5% and if you are eligible for a VA loan, you can qualify for zero downpayment. Of course, there are typically exceptions to every rule. If you are buying an investment property or a second home, the downpayment will be higher. It may also be higher if you have any credit concerns. In addition to your downpayment, you will also have closing costs due at close of escrow. Closing costs can range from approximately 2% to 6% of your loan amount. These fees can be negotiated between buyer and seller, so don’t panic if you don’t think you have enough. Depending on your situation and where you want to buy, there are also multiple programs in Nevada that offer Downpayment Assistance. 

What My Buyer Clients Have to Say

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